The policy covers fire and lightning on the property insured. The cover may be extended to include the following: ♦ Fire, lightning, explosion and implosion ♦ Aircraft damage, riot, strike, malicious damage and terrorism ♦ Storm, tempest, flood and inundation ♦ Impact damage, subsidence ♦ Landslide/rockslide ♦ Bursting and/or overflowing of water tanks, apparatus and pipes ♦ Missile testing, leakage from automatic sprinkler installations and bush fire ♦ Earthquake ♦ Riot & Strike (arson) ♦ Malicious Damage ♦ Architects, quantity surveyors and other fees ♦ Rent Receivable/Payable Clause ♦ Removal of Debris
Drive with confidence knowing you are covered with our reliable auto insurance plans designed to suit your needs and budget.
Protect your most valuable asset with our comprehensive home insurance policies that cover everything from natural disasters to theft and vandalism.
Many businesses have invested large sums of money into acquiring machineries that fit their specific business requirements. However, these machineries can potentially breakdown or stop working. The Machinery Breakdown insurance provides cover against sudden and unforeseen physical damage to your machineries whether at work or at rest and during cleaning, inspection, over-hauling, and removal to another position within the premises. The policy covers all accidental damages or losses due to any causes except those specifically excluded in the policy. Examples of Machineries that can be insured are lifts, generators, elevators, escalators, industrial machines, and all other machinery that are mechanical in nature.
Every successful business be it a large corporation or a SME, needs complete protection against potential loss. Modern businesses use of electronic Equipements like Computers, Servers, Audio/Video and security equipment and Industry specific Electronic Equipements that are exposed to various risks. Any damage or breakdown to them can puta break in your growth plan by putting a financial burden and stress. We can help you successfully overcome these situations and put you firmly in control of your business, equipment’s and your dream of making it big. With our Electronic Equipment Insurance Policy, you can safeguard your Electronic Equipment that you value most.
This is an umbrella policy which caters to the entire gamut of insurance requirements of large corporations and provides a much wider cover than the corporate plus policy. Material Damage – All loss or damage to the property insured occurring during the period of insurance by an event not excluded specifically under the policy.
This cover is recommended for businesses whose operations involve regular importation of Raw materials, packaging materials, spares and/ or exportation of finished products from the destination to another by sea, road, rail or air. This policy covers the risk of loss, destruction or damage to cargo in transit. This insurance covers voyage from the warehouse or place of storage named in the policy and continues during the ordinary course of transit and terminates either; ♦ On delivery to the consignees’ place of storage at the destination or warehouse. ♦ At the final port of discharge (port to port)
Creating assets takes years of hard work, but one theft can leave you crippled financially. The Burglary and Housebreaking Insurance Policy keeps your property safe and gives you the peace of mind that you deserve. Burglary insurance provides protection against incidents of theft to your property. This policy covers losses or damages to your property and its contents in your business premise due to: ♦ Theft by actual, forcible and violent entry into or exit from premises ♦ Hold-up or armed robbery
Travel insurance is a great way to ensure you can fly with peace of mind, Our Travel insurance intends to cover you for any emergency medical and related expenses, trip cancellation, lost luggage, loss of Passport and other losses incurred while traveling internationally. Our Travel insurance provides multiple plans to suit individual customer requirements depending on nature & area of travel and cater to Executives, Tourists, Pilgrims, Students, etc.
Whether you are on your way to the bank to deposit your business earnings for the day or you prefer to keep the cash at your business premise, having Money Insurance could save you from the unexpected financial loss in the event of robbery or theft. The Money Insurance covers the loss of your money whilst in transit and whilst in the premises. Our Money Insurance covers “Money” carried by the insured or the authorized employees / messengers while in transit and Money that has not been disbursed and has been retained in a safe. Money means and includes cash, bank drafts, currency notes, treasury notes, cheques, postal orders and current postage stamps.